Evidence-Grounded · Clause-Level Intelligence

Know exactly what your health insurance covers.

Upload your policy and hospital estimate. CLARIVO reads the fine print — and shows you exactly what you owe, and why.

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Decision Ledger · Policy vs Estimate
VERIFIED FACT §4.2.1
Decision Context
Room Rent Sub-Limit

Policy caps standard room at ₹5,000/day. Hospital estimate: Deluxe Room at ₹8,500/day.

⚠️ 41% proportionate deduction cascades to all charges
Clause-Level Provenance
"Room & Boarding: Capped at 1% of Sum Insured per day. Higher category proportionately reduces admissible claim."
Cap: ₹5,000/day+₹3,500 delta
Room rent & sub-limit audits
Waiting period detection
Claim checklist builder
Multi-tenant RLS · Zero-training guarantee · Non-binding decision support